So I got a Vita. Didn't get any games when I bought the system since most of what I'm interested in is on the Playstation store. I spent the first day getting used to the system and downloaded a bunch of demos and free to play games. Day two I decided to go ahead and get Final Fantasy Tactics: War of the Lions. But the store won't let me use my credit card. We got a new zip code a few years back and it's been nothing but trouble. My wife tells me that Walmart won't ship to us. And the Playstation Store is adamant that my zip code doesn't exist in my state. As such, they won't accept my credit card. Talking to support was pointless as they just told me to but gift cards or use Paypal. I'm not a fan of Paypal, and the last thing I want to do is go to a store to pick up a $20 gift card so I can buy a $9.99 game.
I ended up putting some money in my neglected Paypal account so that I could then put it into the Playstation Store so I could buy a darn game. Of course, that takes 3-5 days, so I've just been playing Jetpack Joyride and watching Netflix.
I'm sure most people don't have any trouble buying stuff on the Playstation Store. I'm sure that many people (Peter included) don't mind going out and getting a gift card to buy games. But as a consumer in my particular position, if I wasn't going to try to develop for it, I would just return it and get a 3DS instead. Hopefully it will be worth it and I will actually make a decision on whether to use Monogame or Unity before the Vita is replaced with the next new thing.